Secure the Financing You Need
Obtaining a personal loan from Baptist Health Federal Credit Union is a great way to consolidate debt, make home improvements, or cover unexpected expenses. We offer competitive rates and fixed monthly payments. No origination or prepayment fees. Applying is quick and easy!
Need Money Fast?
Rates, Terms & Amounts
Personal Loan
Need cash for a personal reason? We offer loans for almost any need with a fixed interest rate.
- Loan consolidation, home improvements, vacation or emergencies
- No collateral required for unsecured personal loans
- Loans from $1,000 to $10,000
- Rates as low as 8% APR*
- Terms up to 60 months
- Typically, same-day deposit into your account! (Or we’ll mail a check if you prefer.)
- No prepayment penalties. Pay early and save on interest.
- Loan approval and APR based on payment method, creditworthiness and ability to repay.
- Credit Insurance Life and Disability: Protect yourself and your family from the burden of debt in case of an unexpected life event.
| TERMS | APR |
|---|---|
| Up to 60 months | As low as 8% |
Line of Credit
Once your Line of Credit has been approved, you can borrow money whenever you need it.
- Unsecured lines of credit available up to $10,000.
- Interest rates start at 9.75% APR*
- Review of all lines of credit will be done on an annual basis to determine continued eligibility.
- Minimum payment of 3% of loan balance or $50 (whichever is greater).
- Credit requirements and other restrictions may apply. Interest accrues from the date of the loan. Rates are subject to change without notice.
12-12-12- Seasonal Loan
Up to $1200 for 12 months at 12% APR*
- Great when a little extra cash is needed for things like taxes, college/school expenses or the holidays
- Affordable monthly payment
- Fixed interest rate
- No collateral required
- No application fee
- Credit requirements and other restrictions may apply
- Credit Insurance Life & Disability Protect yourself and your family from the burden of debt in case of an unexpected life event.
Credit Builder Loans
Bad credit doesn’t have to dictate your financial future! BHFCU Credit Builder Loans provide members with the opportunity to build or rebuild their credit history by making regular on time payments and establish a positive payment history.
- 6% APR.
- Minimum of $500 up to $2,000.
- Terms from 9-24 months.
- There is no prepayment or early payoff penalty
For more details, call BHFCU at 501-202-2373
Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you’ll enjoy important features like:
• Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
• Mobile purchasing capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year. • Plus much more!
Need to make a BHFCU Loan Payment from a Non-BHFCU Account
Use our new secure online loan payment site and
- Pay from a checking or savings account from other financial institutions
- Pay with a debit card from other financial institutions
Making a Payment is Easy! Just click the “Make a Payment” button at the top of our website or visit any loan page and look for the “Make A Payment” button.
*A fee of $5.00 will be assessed by using the site. Please be aware this site is not intended for paying your loan balance in full. Contact customer service at 501-202-2373 with questions.
