Home Equity Loans
Let Your Home Pay You Back
Home Equity Lines of Credit and Fixed Rate Home Equity Loans are great ways to borrow what you need for home improvements, school loans, appliances, vacations, debt consolidation, weddings, or other personal needs. Get the funds for major expenses with the equity you’ve built in your home.
Ready When You Need It
Save Money on Fees
Maximize Borrowing
Fixed Rate Home Equity Loan
Interested in making a large, one-time purchase? Consider a Fixed Rate Home Equity Loan. This loan option lets you lock in a affordable fixed rate for up to 15 years. The loan is secured by your home’s equity and the interest you pay may be tax deductible. Consult with your tax advisor for details.
- Borrow up to 95% of the home value
- Lock in an Affordable Fixed Rate
- Interest Paid May Be Tax Deductible (consult your tax advisor)
- 5, 10, and 15 year terms
- No Application Fees
- Owner occupied properties only
- Only available in the state of Arkansas
| RATE | TERMS | LTV |
|---|---|---|
| 6.49% | Up to 60 Months | Up to 80% |
| 6.99% | 61-120 Months | Up to 80% |
| 7.99% | 121-180 Months | Up to 80% |
| 7.49% | Up to 60 Months | 81-95% |
| 7.99% | 61-120 Months | 81-95% |
| 8.99% | 121-180 Months | 81-95% |
Home Equity Line of Credit
A Home Equity Line of Credit provides the convenience of a one-time application. Similar to a credit card, once you have an established HELOC you may borrow, repay and borrow again up to your available credit line. The amount of credit you receive is determined by your home equity and other factors. Rates may be adjusted on the first day of the month following anniversary date with a maximum of 2% per year and a 6% lifetime cap over initial established rate.*
- Interest Paid May be Tax Deductible (Consult Your Tax Advisor)
- Owner Occupied Properties Only
- Only Available in State of Arkansas
- No Application Fee
- Maximum Loan to Value is 80%
*Variable Interest Rates. Please call us at 501-202-2373 for current rate.
